Significant increase in risk exposures

As at 31 December 2006, the Bank Austria Creditanstalt Group’s overall risk exposure was 10.7%, or € 16.6 bn, higher than the adjusted figure for the previous year. The strongest contributions to this growth came from loans and receivables with banks, with an increase of 25.9% or € 6.7 bn, and from loans and receivables with customers, with an increase of 6.4% or € 4.9 bn. The increase in contingent liabilities was € 4.2 bn (+22.0%).

Risk exposures in CEE declined temporarily, by about € 3 bn to € 34.8 bn (compared with the published figure for 2005), as a result of the deconsolidation of the banking subsidiaries in Croatia and Poland. Nevertheless, an adjusted presentation (with pro-forma figures for 2005) shows that the CEE business segment continued to achieve strong growth: in 2006, the CEE portfolio increased by 27.3% or € 6.0 bn. Risk exposures of the BA-CA Group excluding the total CEE exposure grew by 8.5% or € 10.7 bn.

Risk-weighted assets (RWA), determined in accordance with the rules of the Austrian Banking Act, rose by about 13% to € 73.1 bn at the end of 2006.

Breakdown by type of risk exposure