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Retail customers:

Thanks to the introduction of several innovative products the bank won the awards “Golden Crown” and “Bank of the Year”.

Živnostenská Banka acquired 10,000 new customers, an increase of 15%. The volume of loans to business customers rose by over 22%.

Corporate customers:

The bank’s market share of medium-sized businesses and its share of medium-sized residential development projects increased.

In the area of foreign payments, the bank increased its volume by 3% thanks to the strong export activities of Czech companies; the number of transactions rose by 6%.

Outlook:

The integration of Živnostenská Banka and HVB Bank Czech Republic will be successfully completed in 2007. The new UniCredit Bank will be the fourth-largest bank in the Czech Republic with total assets in excess of CZK 200 bn (€ 7.4 bn), about 70 branches and over 180,000 customers.

  Download table (.xls)

€ M

2006

Average risk-weighted assets

1,525.9

Total revenues

68.1

Profit before tax

10.0

Cost/income ratio

77.2 %

Employees (full-time equiv.)

786

Branches

44

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