function GlossaryWordContainer() {
   this.glossaryWordsByID = new Object();
   this.glossaryWordsByName = new Object();

   return this;
}

this.GlossaryWordContainer.prototype.getWord = this.GlossaryWordContainer_getWord;
function GlossaryWordContainer_getWord(id)
{
    id = this.prepareID(id);
    if (id == null)
        return null
    else if (this.glossaryWordsByName[id] != null)
        return this.glossaryWordsByName[id];
    else 
        return this.glossaryWordsByID[id];
}


this.GlossaryWordContainer.prototype.prepareID = this.GlossaryWordContainer_prepareID;
function GlossaryWordContainer_prepareID(id)
{
    if (id == null || (!isNaN(id) && id <= 0)) return null;
    if (!isNaN(id)) id = "id_" + String(id);
    id = String(id);
    return id;
}

this.GlossaryWordContainer.prototype.addWord = this.GlossaryWordContainer_addWord;
function GlossaryWordContainer_addWord(id, name, title, body)
{
    id = this.prepareID(id);
    if (id == null || body == null || title == null || name == null ) 
        return false;

    name = String(name);
    if (name.length <= 0)
        return false;

    var newWord = new Object();
    newWord.id = id;
    newWord.name = String(name);
    newWord.title = String(title);
    newWord.body = String(body);

    this.glossaryWordsByID[id] = newWord;
    this.glossaryWordsByName[name] = newWord;
    return true;
}


this.GlossaryWordContainer.prototype.getWordBody = this.GlossaryWordContainer_getWordBody;
function GlossaryWordContainer_getWordBody(id)
{
    var word = this.getWord(id);
    if (word != null)
        return word.body;
}

this.GlossaryWordContainer.prototype.getWordTitle = this.GlossaryWordContainer_getWordTitle;
function GlossaryWordContainer_getWordTitle(id)
{
    var word = this.getWord(id);
    if (word != null)
        return word.title;
}

this.GlossaryWordContainer.prototype.getWordName = this.GlossaryWordContainer_getWordName;
function GlossaryWordContainer_getWordName(id)
{
    var word = this.getWord(id);
    if (word != null)
        return word.name;
}


var geber_glossaryWords = new GlossaryWordContainer();


geber_glossaryWords.addWord(10675,
   "added-value-on-equity-ave-delta-added-value-on-equity-dave",
   "Added value on equity (AVE)/ Delta added value on equity (DAVE)",
   "&lt;div class=\"volltext\"&gt;AVE is the key measure of Bank Austria Creditanstalt&amp;#8217;s value creation capabilities. It covers the absolute contribution to results by the entire bank, the business segments or the subordinated levels, which exceeds or falls short of the cost of capital (excess corporate profit). The cost of capital, pursuant to the capital asset pricing model (CAPM), is the (minimum) return which a shareholder can expect from Bank Austria Creditanstalt by virtue of its specific business and risk profile (as opposed to the fully diversified market portfolio). DAVE shows to what extent AVE has changed, i. e., it is a measure for value created in a specific period.&lt;/div&gt;");

geber_glossaryWords.addWord(10676,
   "assessment-basis-as-defined-in-the-austrian-banking-act-risk-weighted-assets",
   "Assessment basis as defined in the Austrian Banking Act (risk-weighted assets)",
   "&lt;div class=\"volltext\"&gt;This is the sum of assets, off-balance sheet items and special off-balance sheet items related to the banking book and weighted by transaction / counterparty risk, calculated in accordance with Austrian banking supervision rules. Also referred to as risk-weighted assets (RWA). The computation of capital requirements is based on the assessment basis. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10677,
   "asset-backed-securities-abs",
   "Asset-backed securities (ABS)",
   "&lt;div class=\"volltext\"&gt;This financing instrument involves taking financial assets out of a company&amp;#8217;s balance sheet and refinancing these assets on the international money and capital markets separately from the remaining company through an enterprise founded specifically for this purpose. The refinancing takes place through the issuance of asset-backed securities or asset-backed commercial paper. Financial assets which qualify for refinancing include receivables for goods and services, receivables from lending or leasing operations, and rents receivable. The removal of financial assets from the balance sheet permits more flexible management of the company&amp;#8217;s risk structure.&lt;/div&gt;");

geber_glossaryWords.addWord(10678,
   "asset-management",
   "Asset management",
   "&lt;div class=\"volltext\"&gt;The management of assets on behalf of customers such as businesses, banks, insurance companies, pension funds and private individuals. Asset management includes the management of funds and other portfolios of investments in equities, bonds, cash and real estate.&lt;/div&gt;");

geber_glossaryWords.addWord(10679,
   "austrian-banking-act",
   "Austrian Banking Act",
   "&lt;div class=\"volltext\"&gt;The Austrian Banking Act as amended.&lt;/div&gt;");

geber_glossaryWords.addWord(10680,
   "austrian-commercial-code",
   "Austrian Commercial Code",
   "&lt;div class=\"volltext\"&gt;The Austrian Commercial Code as amended.&lt;/div&gt;");

geber_glossaryWords.addWord(10681,
   "banking-book",
   "Banking book",
   "&lt;div class=\"volltext\"&gt;Assets held by the bank in respect of which the capital requirements pursuant to the Austrian Banking Act are not to be computed using the special rules applicable to the trading book.&lt;/div&gt;");

geber_glossaryWords.addWord(10682,
   "basel-ii",
   "Basel II",
   "&lt;div class=\"volltext\"&gt;See &amp;#8220;New Basel Capital Accord&amp;#8221;.&lt;/div&gt;");

geber_glossaryWords.addWord(10683,
   "benchmarking",
   "Benchmarking",
   "&lt;div class=\"volltext\"&gt;Systematic comparison of business processes / performance with the relevant parameters of other companies, or comparison of one company with the most successful company on the market, with the purpose of establishing the company&amp;#8217;s standing in relation to its competitors.&lt;/div&gt;");

geber_glossaryWords.addWord(10684,
   "book-value-per-share",
   "Book value per share",
   "&lt;div class=\"volltext\"&gt;For the purpose of determining the book value per share, shareholders&amp;#8217; equity is divided by the number of shares outstanding. The ratio is an indicator of a company\'s net asset value.&lt;/div&gt;");

geber_glossaryWords.addWord(10685,
   "business-units-of-bank-austria-creditanstalt",
   "Business units of Bank Austria Creditanstalt",
   "&lt;div class=\"volltext\"&gt;Branches and other units of Bank Austria Creditanstalt AG and its subsidiaries providing direct customer services.&lt;/div&gt;");

geber_glossaryWords.addWord(10686,
   "capital-requirement",
   "Capital requirement",
   "&lt;div class=\"volltext\"&gt;In accordance with the solvency provisions, banks are required always to maintain net capital resources in the amount specified in Section 22 (1) 1 to 4 of the Austrian Banking Act. Pursuant to the provisions of the Austrian Banking Act based on the Basel Capital Accord (Basel I), the capital requirement is 8% of the assessment basis as defined in the Austrian Banking Act. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10687,
   "capital-resources-pursuant-to-the-austrian-banking-act",
   "Capital resources pursuant to the Austrian Banking Act",
   "&lt;div class=\"volltext\"&gt;Capital resources are divided on the basis of their quality into Tier 1 capital (core capital), Tier 2 capital (supplementary elements) and available Tier 3 capital. Tier 3 capital can only be used to cover the regulatory capital requirement for the trading book and for the open foreign exchange positions. The Austrian Banking Act, in its provisions regulating capital resources, specifies the amount of capital resources to be held by banks to cover the risks they incur as part of their business activities. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10688,
   "cash-management",
   "Cash management",
   "&lt;div class=\"volltext\"&gt;Collection and use of multiple account information to optimise payment flows and improve the profitability of companies and financial institutions.&lt;/div&gt;");

geber_glossaryWords.addWord(10689,
   "cee",
   "CEE",
   "&lt;div class=\"volltext\"&gt;CEE stands for Central and Eastern Europe. For the purposes of this Annual Report, CEE comprises the following countries: Poland, Hungary, the Czech Republic, Slovakia, Slovenia, Croatia, Romania, Bulgaria, Bosnia and Herzegovina, Serbia, the Baltics, Russia and Turkey.&lt;/div&gt;");

geber_glossaryWords.addWord(10690,
   "companies-accounted-for-under-the-equity-method",
   "Companies accounted for under the equity method",
   "&lt;div class=\"volltext\"&gt;These are companies which are not controlled by the reporting enterprise, but on which the enterprise can exercise a significant influence. Equity interests in such companies are stated in the consolidated balance sheet at the share of net assets. The share of profits or losses is included in the consolidated income statement.&lt;/div&gt;");

geber_glossaryWords.addWord(10691,
   "consolidated-companies",
   "Consolidated companies",
   "&lt;div class=\"volltext\"&gt;These are significant controlled companies whose assets, liabilities, income and expenses are, after eliminations, included in the consolidated financial statements of Bank Austria Creditanstalt.&lt;/div&gt;");

geber_glossaryWords.addWord(10692,
   "corporate-governance",
   "Corporate governance",
   "&lt;div class=\"volltext\"&gt;Standards defined for the transparent management and supervision of companies. The recommendations contained in the Code of Corporate Governance create transparency and strengthen confidence in responsible corporate management. These standards above all protect shareholders&amp;#8217; interests.&lt;/div&gt;");

geber_glossaryWords.addWord(10693,
   "costincome-ratio",
   "Cost/income ratio",
   "&lt;div class=\"volltext\"&gt;Operating expenses divided by total revenues. Total revenues include net interest income, net fee and commission income, trading profit and the balance of other income/expenses. The cost/income ratio indicates the percentage of total revenues which is absorbed by operating expenses. It provides information on cost management and cost efficiency. The lower the ratio, the more efficiently the company operates.&lt;/div&gt;");

geber_glossaryWords.addWord(10694,
   "coverage",
   "Coverage",
   "&lt;div class=\"volltext\"&gt;Regular monitoring of a company&amp;#8217;s development by equity analysts (normally investment banks).&lt;/div&gt;");

geber_glossaryWords.addWord(10695,
   "creditworthiness",
   "Creditworthiness",
   "&lt;div class=\"volltext\"&gt;A measure of the risk of a borrower defaulting on his debt, or the credit standing of a bond issuer. The poorer the creditworthiness, the higher the probability of a loss resulting from a credit transaction, or the higher the rate of interest which the borrower or issuer is required to pay in the form of a risk premium.&lt;/div&gt;");

geber_glossaryWords.addWord(10696,
   "derivatives",
   "Derivatives",
   "&lt;div class=\"volltext\"&gt;Financial instruments which are derived from the underlying investment instruments traded in the cash market (e. g. equities, bonds, foreign exchange). Their valuation is determined largely by the price, price fluctuations and price expectations of the underlying instruments. The most familiar derivatives are swaps, options and futures.&lt;/div&gt;");

geber_glossaryWords.addWord(10697,
   "earnings-per-share",
   "Earnings per share",
   "&lt;div class=\"volltext\"&gt;Net profit divided by the average number of shares outstanding. For details on the method of calculation, see note 15.&lt;/div&gt;");

geber_glossaryWords.addWord(10698,
   "expected-loss",
   "Expected loss",
   "&lt;div class=\"volltext\"&gt;Statistical measure of the loss arising from a loan portfolio that is expected to occur within a year on the basis of historical loss data. The expected loss is covered by the current loan loss provisions.&lt;/div&gt;");

geber_glossaryWords.addWord(10699,
   "factoring",
   "Factoring",
   "&lt;div class=\"volltext\"&gt;Purchase and management of accounts receivable by a factoring company which takes care of invoicing, bookkeeping, reminders and collections. Genuine factoring is a flexible method of financing under which the factoring company also assumes default risk.&lt;/div&gt;");

geber_glossaryWords.addWord(10700,
   "fair-values",
   "Fair values",
   "&lt;div class=\"volltext\"&gt;Fair values are the amounts for which financial instruments could have been exchanged between knowledgeable, willing parties in an arm&amp;#8217;s length transaction at the balance sheet date. If market prices are available from exchanges or other functioning markets, these are stated as fair values.&lt;br /&gt;See note 38.&lt;/div&gt;");

geber_glossaryWords.addWord(10701,
   "forward-transaction",
   "Forward transaction",
   "&lt;div class=\"volltext\"&gt;Transaction in which delivery and payment do not take place immediately after conclusion but at a later date. The quality, quantity, price and date of performance are specified when the transaction is concluded.&lt;/div&gt;");

geber_glossaryWords.addWord(10702,
   "futures",
   "Futures",
   "&lt;div class=\"volltext\"&gt;Contracts standardised with respect to quantity, quality and delivery date, under which delivery of an instrument traded in the money, capital, precious metal or foreign exchange markets is to be made or taken at a specified price at a specified future date. Cash settlement, instead of delivery or receipt of securities, is often stipulated for such contracts to meet the obligation.&lt;/div&gt;");

geber_glossaryWords.addWord(10703,
   "goodwill",
   "Goodwill",
   "&lt;div class=\"volltext\"&gt;Goodwill results from familiarity with, and confidence in, a company and its products. When a company is acquired, goodwill is the amount paid in excess of the fair value of its identifiable assets and liabilities. Goodwill represents benefits and opportunities which cannot be individually identified and arise from ownership of the company. Under IFRSs, goodwill is not amortised but regularly tested for impairment. An impairment loss is recognised once goodwill exceeds the recoverable amount.&lt;/div&gt;");

geber_glossaryWords.addWord(10704,
   "hedging",
   "Hedging",
   "&lt;div class=\"volltext\"&gt;Protecting existing or future positions against risks such as those arising from changes in exchange rates or interest rates. A position is counterbalanced by another position in order to offset the risk in whole or in part.&lt;/div&gt;");

geber_glossaryWords.addWord(10705,
   "integrated-corporate-finance-icf",
   "Integrated Corporate Finance (ICF)",
   "&lt;div class=\"volltext\"&gt;ICF refers to Bank Austria Creditanstalt&amp;#8217;s service and advisory approach to companies. This approach combines rating-related advisory services with specific financing solutions for large companies and for growth-oriented small and medium-sized businesses. More intensive use is made of alternative financing methods beyond traditional lending.&lt;/div&gt;");

geber_glossaryWords.addWord(10706,
   "international-financial-reporting-standards-ifrss",
   "International Financial Reporting Standards (IFRSs)",
   "&lt;div class=\"volltext\"&gt;Financial reporting standards published by the International Accounting Standards Board. The objective of financial statements in accordance with IFRSs is to provide information about the financial position, performance and changes in the financial position of an enterprise that is useful to a wide range of users in making economic decisions. By contrast, the main objective of financial statements prepared in accordance with the rules of the Austrian Commercial Code is to protect creditors&amp;#8217; interests.&lt;/div&gt;");

geber_glossaryWords.addWord(10707,
   "international-securities-identification-number-isin",
   "International Securities Identification Number (ISIN)",
   "&lt;div class=\"volltext\"&gt;The ISIN replaced the national system of securities identification numbers in 2003 and is used internationally to identify securities. The ISIN is a 12-character alphanumerical code and consists of a 2-character international country code (e. g. AT for Austria), a 9-character national code which identifies the security, and a check character. The ISIN of the Bank Austria Creditanstalt share is AT0000995006.&lt;/div&gt;");

geber_glossaryWords.addWord(10708,
   "investor-relations-ir",
   "Investor Relations (IR)",
   "&lt;div class=\"volltext\"&gt;An Investor Relations team is responsible for capital market communication with private investors, actual and potential institutional investors, and financial analysts. Investor Relations provides information to the above target groups on past, current and anticipated future developments of the company&amp;#8217;s business, with due regard to industry trends and the overall economic environment, and aims to achieve an adequate valuation in the capital market.&lt;/div&gt;");

geber_glossaryWords.addWord(10709,
   "market-capitalisation",
   "Market capitalisation",
   "&lt;div class=\"volltext\"&gt;A company&amp;#8217;s market value on a specific day. The market capitalisation is computed by multiplying the number of shares outstanding by the company&amp;#8217;s current share price.&lt;/div&gt;");

geber_glossaryWords.addWord(10710,
   "maturity-transformation",
   "Maturity transformation",
   "&lt;div class=\"volltext\"&gt;The professional management of different maturities and the related different rates of interest on assets and liabilities in the bank&amp;#8217;s balance sheet. These activities take into account current and ex-pected future market yield curves and maturity structures. Results from maturity transformation reflect the profit contribution generated by the assumption of risk arising from changes in interest rates.&lt;/div&gt;");

geber_glossaryWords.addWord(10711,
   "net-capital-resources-pursuant-to-the-austrian-banking-act",
   "Net capital resources pursuant to the Austrian Banking Act",
   "&lt;div class=\"volltext\"&gt;Pursuant to the provisions of the Austrian Banking Act based on the Basel Capital Accord (Basel I), the net capital resources comprise Tier 1 capital (core capital) and Tier 2 capital (supplementary elements) less deductions. The net capital resources cover the capital requirement for the banking book and are used as a regulatory measure for limiting large exposures and for other regulatory standards. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10712,
   "new-basel-capital-accord",
   "New Basel Capital Accord",
   "&lt;div class=\"volltext\"&gt;In 1988, the Basel Capital Accord (Basel I) laid down regulatory standards for capital required to be held against banking transactions. These rules were reviewed by the Basel Committee on Banking Supervision. The purpose of the new capital adequacy framework is to differentiate more precisely between capital requirements for risks actually assumed by the bank, and to take account of the more recent developments on financial markets and of banks&amp;#8217; risk management processes. The new rules, while defining the capital adequacy requirements, call for a number of simple and more advanced approaches to measure credit risk and operational risk.&lt;/div&gt;");

geber_glossaryWords.addWord(10713,
   "otc-transactions",
   "OTC transactions",
   "&lt;div class=\"volltext\"&gt;Non-standardised transactions in financial instruments which do not take place on an exchange but directly between market participants.&lt;/div&gt;");

geber_glossaryWords.addWord(10714,
   "payout-ratio",
   "Payout ratio",
   "&lt;div class=\"volltext\"&gt;The payout ratio is the percentage of net profit that is distributed to shareholders. The percentage distributed is determined mainly on the basis of the company&amp;#8217;s self-financing needs and the return expected by shareholders.&lt;/div&gt;");

geber_glossaryWords.addWord(10715,
   "primary-funds",
   "Primary funds",
   "&lt;div class=\"volltext\"&gt;Primary funds comprise deposits from customers and debt certificates including bonds. Primary funds are generally made available to a bank by non-banks. The amount of primary funds is an indicator of the stability of the funding base.&lt;/div&gt;");

geber_glossaryWords.addWord(10716,
   "rating",
   "Rating",
   "&lt;div class=\"volltext\"&gt;Evaluation of a financial instrument (issue rating) or a borrower (issuer rating) which is assigned by independent rating agencies such as Moody&amp;#8217;s or Standard &amp;amp; Poor&amp;#8217;s.&lt;/div&gt;");

geber_glossaryWords.addWord(10717,
   "return-on-assets-roa",
   "Return on assets (ROA)",
   "&lt;div class=\"volltext\"&gt;Ratio of net profit to average total assets in per cent.&lt;/div&gt;");

geber_glossaryWords.addWord(10718,
   "return-on-equity-roe-after-tax-excluding-minority-interests",
   "Return on equity (ROE) after tax excluding minority interests",
   "&lt;div class=\"volltext\"&gt;Profit after tax less minority interests divided by average shareholders&amp;#8217; equity. An indicator of a company&amp;#8217;s profitability. The higher the figure, the higher the profit generated on shareholders&amp;#8217; equity.&lt;/div&gt;");

geber_glossaryWords.addWord(10719,
   "return-on-equity-roe-before-tax-including-minority-interests",
   "Return on equity (ROE) before tax including minority interests",
   "&lt;div class=\"volltext\"&gt;Profit before tax plus minority interests divided by average shareholders&amp;#8217; equity. An indicator of a company&amp;#8217;s profitability. The higher the figure, the higher the profit generated on shareholders&amp;#8217; equity.&lt;/div&gt;");

geber_glossaryWords.addWord(10720,
   "riskearnings-ratio",
   "Risk/earnings ratio",
   "&lt;div class=\"volltext\"&gt;Ratio of net writedowns on loans to net interest income. It indicates the percentage of net interest income which is absorbed by net writedowns on loans.&lt;/div&gt;");

geber_glossaryWords.addWord(10721,
   "risk-weighted-assets",
   "Risk-weighted assets",
   "&lt;div class=\"volltext\"&gt;See &amp;#8220;Assessment basis as defined in the Austrian Banking Act&amp;#8221;.&lt;/div&gt;");

geber_glossaryWords.addWord(10722,
   "see",
   "SEE",
   "&lt;div class=\"volltext\"&gt;SEE stands for South-East Europe. SEE is a part of CEE and in this Annual Report refers to the countries Croatia, Romania, Bulgaria, Bosnia and Herzegovina, and Serbia.&lt;/div&gt;");

geber_glossaryWords.addWord(10723,
   "shareholder-value",
   "Shareholder value",
   "&lt;div class=\"volltext\"&gt;Management approach in which value enhancement of the company is the main consideration in strategic and operational decisions. The basic idea behind this concept is that value is only created for shareholders if the return exceeds the cost of equity capital.&lt;/div&gt;");

geber_glossaryWords.addWord(10724,
   "solvency",
   "Solvency",
   "&lt;div class=\"volltext\"&gt;Solvency refers to the proportion of capital requirements based on (weighted) assets and off-balance sheet transactions to the net capital resources pursuant to the Austrian Banking Act.&lt;/div&gt;");

geber_glossaryWords.addWord(10725,
   "spot-transaction",
   "Spot transaction",
   "&lt;div class=\"volltext\"&gt;Transaction in which conclusion, delivery and payment take place immediately.&lt;/div&gt;");

geber_glossaryWords.addWord(10726,
   "spread",
   "Spread",
   "&lt;div class=\"volltext\"&gt;The difference between two different reference points, e. g. the markup on a reference rate.&lt;/div&gt;");

geber_glossaryWords.addWord(10727,
   "swap",
   "Swap",
   "&lt;div class=\"volltext\"&gt;In a swap transaction, two parties exchange different payment flows. There are three basic types of swap transactions: single-currency swaps, cross-currency swaps, and combined single and cross-currency swaps. The parties exchange payment obligations, involving an exchange of fixed-rate interest for variable-rate interest payment obligations or an exchange of currencies.&lt;/div&gt;");

geber_glossaryWords.addWord(10728,
   "syndicated-loans",
   "Syndicated loans",
   "&lt;div class=\"volltext\"&gt;Large-volume loans granted by a syndicate of banks. Syndication spreads the credit risk among several banks.&lt;/div&gt;");

geber_glossaryWords.addWord(10729,
   "tier-1-capital-core-capital",
   "Tier 1 capital (core capital)",
   "&lt;div class=\"volltext\"&gt;Paid-in capital and reserves plus differences arising on consolidation pursuant to the provisions of the Austrian Banking Act, less intangible assets. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10730,
   "tier-1-capital-ratio",
   "Tier 1 capital ratio",
   "&lt;div class=\"volltext\"&gt;Ratio of Tier 1 capital to the assessment basis (banking book). Pursuant to the provisions of the Austrian Banking Act based on the Basel Capital Accord (Basel I), the minimum Tier 1 capital ratio is 4&amp;nbsp;%. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10731,
   "total-capital-ratio",
   "Total capital ratio",
   "&lt;div class=\"volltext\"&gt;Ratio of net capital resources to the assessment basis pursuant to the Austrian Banking Act in per cent. Pursuant to the provisions of the Austrian Banking Act based on the Basel Capital Accord (Basel I), the minimum total capital ratio is 8&amp;nbsp;%. See the table on capital resources in note 55.&lt;/div&gt;");

geber_glossaryWords.addWord(10732,
   "total-shareholder-return-tsr",
   "Total shareholder return (TSR)",
   "&lt;div class=\"volltext\"&gt;The return earned by the shareholder through price gains or price losses plus dividend payments.&lt;/div&gt;");

geber_glossaryWords.addWord(10733,
   "trading-book",
   "Trading book",
   "&lt;div class=\"volltext\"&gt;Securities trading book of the bank for which the capital requirement in respect of various risks pursuant to the Austrian Banking Act is to be calculated using a special method.&lt;/div&gt;");

geber_glossaryWords.addWord(10734,
   "trading-symbol",
   "Trading symbol",
   "&lt;div class=\"volltext\"&gt;Code assigned by an exchange or a trading system (e. g. Bloomberg or Reuters) to a security for identification purposes. Examples of the trading symbol of the BA-CA share: BACA (Vienna Stock Exchange); BACA AV (Bloomberg); BACA. VI (Reuters RIC).&lt;/div&gt;");

geber_glossaryWords.addWord(10735,
   "value-at-risk",
   "Value at risk",
   "&lt;div class=\"volltext\"&gt;A method used for quantifying risk. Value at risk (VaR) measures potential future losses which will not be exceeded within a specified period and with a specified probability.&lt;/div&gt;");

geber_glossaryWords.addWord(10736,
   "value-management",
   "Value management",
   "&lt;div class=\"volltext\"&gt;Bank Austria Creditanstalt applies value management principles with a view to focusing its business at all levels within the bank on activities which create value in a sustainable fashion, and expanding these activities. The allocation of equity capital is to be optimised with the objective of achieving value-creating growth. While value management uses the return on equity as a control parameter, it also includes the cost of capital and (capital) growth as criteria to ascertain whether a single transaction, a business area or a business segment creates or destroys value. AVE/DAVE, the key control parameter for value management, provides transparency and supports the on-going decision-making processes.&lt;br /&gt;Constant monitoring of developments ensures a consistent performance orientation at all levels within the bank.&lt;/div&gt;");