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(9) Operating expenses

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€ M

2006

2005

Staff expenses

1,606

1,519

Wages and salaries

1,088

1,047

Social security contributions

284

233

Expenses for retirement benefits and other benefits

234

239

Other administrative expenses

903

865

Amortisation, depreciation and impairment losses on intangible and tangible assets

248

273

OPERATING EXPENSES

2,757

2,656

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  • UniCredit Group at a Glance
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