(5) Net interest income

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€ M

2006

2005

Interest income from

6,621

5,391

Loans and receivables and money market transactions

5,012

4,138

Financial instruments

676

623

Financial instruments held for trading

383

309

Other

550

321

Interest expenses for

–4,165

–3,100

Deposits

–2,968

–1,756

Debt certificates including bonds and other

–1,197

–1,344

NET INTEREST

2,456

2,291

Dividend income

130

183

Income from investments in companies valued at equity

96

86

NET INTEREST INCOME

2,681

2,560