68
| Download table (.xls) |
|
€ M |
31 DEC. 2006 |
31 DEC. 2005 |
|
Loans |
54,984 |
64,900 |
|
Current accounts |
14,042 |
8,333 |
|
Credit cards and personal loans |
5,464 |
4,032 |
|
Finance leases |
5,613 |
5,934 |
|
TOTAL |
80,104 |
83,198 |
|
Loan loss provisions deducted from loans and receivables |
2,655 |
3,206 |
Loans and receivables with customers: breakdown by maturity
| Download table (.xls) |
|
€ M |
31 DEC. 2006 |
31 DEC. 2005 |
|
Repayable on demand |
5,594 |
6,414 |
|
With a remaining maturity of |
|
|
|
up to 3 months |
9,289 |
8,417 |
|
over 3 months up to 1 year |
5,601 |
5,862 |
|
over 1 year up to 5 years |
18,372 |
18,400 |
|
over 5 years |
41,247 |
44,105 |
|
TOTAL |
80,104 |
83,198 |
In the previous year this item included loans and receivables with international organisations which are included in the item Loans and receivables with banks in 2006 (see note 22).
Leasing business
Total gross and net investment
| Download table (.xls) |
|
€ M |
2006 |
2005 |
|
Total gross investment |
|
|
|
up to 1 year |
1,286 |
1,235 |
|
1 year up to 5 years |
2,694 |
2,686 |
|
over 5 years |
2,711 |
3,294 |
|
|
6,692 |
7,216 |
|
Total net investment |
|
|
|
up to 1 year |
1,082 |
1,085 |
|
1 year up to 5 years |
2,267 |
2,289 |
|
over 5 years |
2,264 |
2,549 |
|
|
5,613 |
5,923 |
|
Unearned finance income |
|
|
|
up to 1 year |
204 |
150 |
|
1 year up to 5 years |
427 |
397 |
|
over 5 years |
447 |
745 |
|
|
1,079 |
1,293 |
|
Unguaranteed residual values |
877 |
1,147 |
|
Loan loss provisions*) |
123 |
136 |
|
*) |
These provisions relate to finance leases, which account for almost all of Bank Austria Creditanstalt’s leasing business. |
New investments in leasing business at cost developed as follows:
| Download table (.xls) |
|
€ M |
2006 |
2005 |
|
Austrian leasing business |
679 |
720 |
|
Real estate |
207 |
224 |
|
Equipment |
472 |
496 |
|
International leasing business |
1,998 |
1,391 |
|
NEW INVESTMENTS |
2,677 |
2,111 |