(41) Loans on which interest is not being accrued

Within Bank Austria Creditanstalt, loans and receivables are put on a non-accrual status if they are not expected to produce interest income inflows in the subsequent period. An adequate loan loss provision is made for such loans and receivables. At the balance sheet date, loans and receivables with customers on which interest was not being accrued amounted to € 2,358 m (2005: € 3,228 m).