Assets side

Most items on the assets side – as reported – declined, mainly as a result of deconsolidation. Loans and receivables with banks increased, mainly because Bank BPH was sold to UniCredit. Loans and receivables with customers were € 80,104 m, down by € 3,094 m from the year-end 2005 level. They accounted for 52 % of total assets (as in 2005). Inclusive of Bank BPH’s loans and receivables with customers, the total figure would have increased by about 7 %.